Money Issue


Nobody really believes me when I say I don't have money.

Don't get me wrong. I'm just your average teenage girl who faces money issues from time to time. I ain't rich or poor. But I certainly know very much where I stand.

See, if I'm going to be really honest on this one, I'd say my allowance is never enough to cover all my daily expenditures. I am given my allowance on a daily basis; and for the larger amounts, on monthly basis. I've no qualms, I'm not really asking them to boost my allowance-- I KNOW, money ain't just picked up somewhere and it ain't a kid to work day and night just to have a fair amount of salary or income. Maybe that is one of the reasons why I am so trying my very best to manage my money the very best I can.

Anyway, here's an overview of my DAILY expenditures:



Obviously, school fees take up quarter half of my allowance. It's always like that, sometimes it's worse-- taking up almost the whole and leaving only a portion of it. Believe me when I say school is like an enormous money-eating machine that is forever hungry and never full. It's like the money you are giving always vanishes that's why endless payments and endless due dates exist. Geez, talagang gahaman sa pera! Ask some of my schoolmates and they will agree 100 percent.

Transportation is the second largest consumer of my allowance. See, I don't get it why bus rides have to be so costly even if 20% discount is already imposed on students (and that includes me) and senior citizens. I don't feel the need to be fetched everyday by private vehicles because tendency is you're gonna have a fixed time to when are you supposed to leave and arrive home. And I don't like that. I'm always, "I have to go somewhere pa," so commuting is really an option-- and I like it better. The only prob is that MAHAL TALAGA.

If you notice, I gave a portion of the chart to "sweets". These sweets are your typical sweets-- candies, chocolates, choco snacks, choco wafers, and all other choco thingies. I swear, I can't live a day without choco candies, or anything that is sweet on my pocket. I know I tend to get all itchy all over my body when I overindulge in sweets but I don't care as long as I find satisfaction over these sweets. In fact, I spend more in buying sweets than buying any meals or snacks for the day. Hah!

That significant activities part includes all the activities I do outside the campus that requires you to pay for something. That may include encoding, printing, computer rentals, photocopying, acetates, jamming sessions, coffee breaks, etc. That! At any rate, all the things I included there are noteworthy, even the shopping expenses! ;p ha-di-ha.

To sum up, the chart is pretty heartbreaking. Why? Because only a small portion is left for my savings. Aww. And more often than not, wala pang natitira for my savings.

I've already tried my luck in not spending all of my daily allowance but luck ain't compromising so I always end up with warm ATM bills in hand when I'm out. That ain't good since my bank account is supposed to be a safe place for my savings so to avoid being spent by me. But I'm a bad citizen of my own world!

If only my allowance would put in a little dent to my growing. But it's alright, at least I have something to use for my expenses. Tama na nga reklamo. Oo na!

From now on, I'll try to spend less and save more. Pray that I be very strict to myself. Pray that I could gain control. Pray that I can minimize my need to spend on unworthy things. And pray that I stop using 'AIN'T' right now!!!

Geez!

***
Cute ng Insan niya!

Crystal celebrated her 16th birthday last Wednesday at De Luxe. It was a simple celebration but it's cool! :) Basically, it was another Yuarji reunion. It was another fun moment. :)

And geez I loved the food! Specially that one with lots of veggies? and that sweet-smelling chicken that tasted like sate manok but ain't really a sate manok. :)

Awww.. and her one-year-old cousin is so cute!!! :)

HAPPY HAPPY BIRTHDAY CRYSTAL ANNE FERRER!!!

mush mush. :P